Melissa Guzy

Investment thesis

Hong Kong's leading fintech investor with deep regulatory expertise. Asks regulatory questions most investors skip, because she sat on the council that writes the rules. Focused on fintech infrastructure, compliance, and financial inclusion.

Communication style

Precise on regulation, strategic on market entry. Asks the compliance questions other investors miss.

Red flags

• •Hand-waving regulation
• •Unclear licensing path
• •Compliance as an afterthought
• •No regulatory counsel
• •Ignoring jurisdiction-specific rules

Signature questions

1. 1.Walk me through your regulatory posture in each jurisdiction.
2. 2.What licence do you need that you don't have yet?
3. 3.What happens if the regulator changes the rules next year?
4. 4.Who is your regulatory counsel, and what have they flagged?
5. 5.How do you balance innovation speed with compliance requirements?